Ms. Xingwen Lu, Consultant, Member of Underwriting Committee. She obtained a Bachelor' s Degree of Economics from Nankai University and a Master’s Degree of Mathematics in Actuarial Science from University of Waterloo. After graduation, she worked in Canada Financial Services Regulatory Authority and a well-known insurance company for several years, with experience gained in insurance regulation, data analysis, P&C Pricing and Economic Capital Modeling. She joined CPI in 2020 and is responsible for the actuarial services including reserves estimation, actuarial reports, capital adequacy tests, etc.